Privacy Policy

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FACTS	WHAT DOES WESTFED BANK DO WITH YOUR PERSONAL INFORMATION?
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Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
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What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income Account balances and payment history Transaction history Credit scores Mortgage rates and payments Wire transfer instructions When you are no longer our customer, we continue to share your information as described in this notice.
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How?	All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons WestFed Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does WestFed Bank Share?	Can you limit this sharing?
For our everyday business purposes: Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes: to offer our products and services to you	No	We don't share
For joint marketing with other financial companies	No	We don't share
For our affiliates' everyday business purposes: information about your transactions and experiences	No	We don't share
For our affiliates' everyday business purposes: information about your creditworthiness	No	We don't share
For nonaffiliates to market to you	No	We don't share

Questions?	Call (803) 279-8536 or go to www.westfedbank.com

Who we are
Who is providing this notice	WestFed Bank
What we do
How does WestFed Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does WestFed Bank collect my personal information?	We collect your personal information, for example, when you: Open an account Make deposits or withdrawals from your account Provide account information Show your government-issued ID Show your driver's license We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only Sharing for affiliates' everyday business purposes - information about your creditworthiness Affiliates from using your information to market to you Sharing for non affiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies. WestFed Bank has no affiliates.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. WestFed Bank does not share with non affiliates so they can market to you.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. WestFed Bank doesn't jointly market.

Other Important Information
For Alaska, Texas, Illinois, Maryland and North Dakota Customers: We will not share personal information with non affiliates either for them to market to you or for joint marketing - without your authorization. For California Customers: We will not share personal information with non affiliates either for them to market to you or for joint marketing - without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us. For Massachusetts, Mississippi and New Jersey Customers: We will not share personal information from deposit or share relationships with non affiliates either for them to market to you or for joint marketing - without your authorization. For Vermont Customers: We will not share personal information with non affiliates for them to market to you without your authorization and we will not share personal information with affiliates or for joint marketing about your creditworthiness without your authorization.

Other Important Information

For Alaska, Texas, Illinois, Maryland and North Dakota Customers: We will not share personal information with non affiliates either for them to market to you or for joint marketing - without your authorization.

For California Customers: We will not share personal information with non affiliates either for them to market to you or for joint marketing - without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.

For Massachusetts, Mississippi and New Jersey Customers: We will not share personal information from deposit or share relationships with non affiliates either for them to market to you or for joint marketing - without your authorization.

For Vermont Customers: We will not share personal information with non affiliates for them to market to you without your authorization and we will not share personal information with affiliates or for joint marketing about your creditworthiness without your authorization.